Summit Wealth & Retirement Partners - San Ramon, California

Joanne D.

We became clients of Summit in 2012 after our financial picture became more complicated as a result of an inheritance received. Our experience has been completely positive. Thanks to working with Summit we have a less complicated and better performing investment portfolio, effective cash flow management, timely tax projections, an updated estate plan and more.

We place tremendous value on our relationship with Rob and the entire Summit team. Rob is extremely smart and is someone who can explain things in layman's terms. He is responsive and always helpful to us with any question or situation that arises. We appreciate the thorough recaps he provides after each meeting to insure that we keep moving forward with our financial goals.

Over the course of our time as clients, the Summit team has grown and our experience has been that Rob and Hal have extremely high standards in choosing people to come on board with the firm. Any interactions we've had have been handled smoothly, competently, and pleasantly.

Rob is so personable and enjoyable to work with. Every meeting begins with an update on what's currently going on in our lives which has served to further enhance our relationship.

We have the utmost confidence in him and are grateful to be working with a person of such integrity. We would give Summit Wealth and Retirement the highest recommendation possible.

Joe V.

In the course of my career, I've had the opportunity to deal with a number of financial advisers and Summit Wealth is one that uniquely stands out as exceptional. They have some of the foremost experts in the areas of investment advice, tax planning, retirement planning and estate planning. I've worked with them for around 30 years and they have taken the time to understand my specific financial needs at every step. Unlike some institutions, they do not use a cookie cutter approach. Rather they help tailor strategies to my specific goals. Their staff is friendly, efficient and extremely knowledgeable. I couldn't be happier with my choice to use them and I'd highly recommend Summit Wealth & Retirement Partners. They are outstanding!

Annie G.

I started working with Rob Cucchiaro at Summit Wealth 10 years ago when there were significant changes happening in my life. I was recently divorced and retired and I was looking for a Financial Advisor who could provide comprehensive planning for my present and future needs. It was important for me to work with someone who not only had the financial expertise but also possessed integrity, ethics and transparency for handling my portfolio. I have received all of this and more, and I truthfully cannot say enough positive things about Rob and his team. When needed, Rob coordinated with my attorneys, CPA and other professionals to ensure I was receiving what was in my best interest holistically. The results of his financial guidance have exceeded my expectations and together our decision making has allowed me to have confidence that I can continue living my life without financial concerns.

On a personal level, Rob is attentive, patient, thorough, responsive, kind and very trustworthy. These characteristics are not often found in dealing with the larger firms and its one of the reasons I am so pleased to be working with Summit Wealth. I have entrusted Rob to oversee many aspects of my life and I feel extremely fortunate to have found him. I highly recommend Summit Wealth & Retirement for all your financial needs, you will not be disappointed!

John S.

My relationship with Summit Wealth goes back over 25 years. All the folks there are knowledgeable, thoughtful and professional. They were instrumental with in depth advice and counsel helping me transition into retirement and constructing estate documents. Their investment advice has been very timely and effective over the past quarter century. They have looked out for my wife and me every step of the way. We have been very fortunate to have the support of Summit Wealth and our lives are much better as a result. I highly recommend Summit Wealth to everyone who needs investment and retirement advice.

Lilli R.

I met Rob Cucchiaro more than 10 years ago during a financially complex divorce. He was exactly who I needed to find. He never made me feel like a moron as he explained all of the ins and outs of my portfolio. And it did not take him long to make sense of the complexities, and make revisions that have taken me to today. Our frequent meetings in those early years were invaluable to me as Rob was able to build my confidence and comfort level for my financial future. And today I am 100% confident in what is ahead for me. My finances are in great shape, there is nothing stagnant about Rob's plans either. He is up on the ever changing tax laws, investment strategies, social security and resources for medicare. He also has referrals for lawyers, insurance brokers, etc. This is one full service organization! I enjoy our annual updates because Rob always has recommendations for enhancements. In addition I truly appreciate the assistance he provides to my 4 adult children. He has not only helped me plan for their futures as well, now each of them has his and her own relationship with Rob, so they are learning how to understand their finances and how to plan for themselves. The comfort I have knowing they are being guided by the best is wonderful. I am so very grateful to have Rob and his team as part of my family.

Len B.

HIGHLY RECOMMEND! We have worked with Rob and the Summit Wealth team for over 12 years. While we met the team in CA, we have since lived in WA and now ID, and have experienced the same great, trustworthy advice from them since day one. We could not be happier with our portfolio income and decisions by the Summit team, knowledge and professionalism of all staff, quarterly market updates and the ability to call or email Rob, our financial advisor, anytime and about anything. No other financial group could earn the trust we have in Summit...you will not be disappointed.

Ben M.

We've been clients of Summit Wealth and Retirement Partners for over 15 years, and our experience has been nothing short of exceptional. From the very beginning, their team has been professional, knowledgeable, and incredibly helpful. Over the years, we've worked with multiple people within the firm. Each one has covered different aspects of our needs (e.g. tax planning, account setup, wire transfers) and they are always attentive.
One of the things that sets Summit apart is their commitment to providing comprehensive financial support. Our financial advisor has regularly collaborated with our tax accountant and attorney to ensure that all aspects of our financial planning are aligned. It's rare to find a firm that offers such a high level of personal attention and expertise across multiple areas of our financial life.
Our financial advisor also played a crucial role in setting us up for a smooth and successful transition into retirement, taking into account our goals and financial needs. Even as economic conditions change, we continue to rely on their expert guidance to adjust our strategies and stay on track. They’ve helped us navigate both the opportunities and challenges that come with retirement planning, and we feel confident in our financial future.
We’ve also always appreciated how approachable and available our financial advisor is for advice, not just on traditional financial matters, but on a wide range of topics. The level of care and attention we've received has been invaluable.
We highly recommend Summit Wealth and Retirement Partners to anyone seeking a trusted, long-term financial planning partner. They truly go above and beyond.

Harold C.

I really don't know what I would do without Summit in my corner, helping me. My stock account has grown far beyond my original goals therefore easing my retirement position. If I need money, they are very responsive, telling me exactly when to expect the money. Summit is and excellent company to do business with. To Summit, congratulations on your excellent business formula.