Universal Finance Corporation - Santa Ana, California

{
"content": "

Overview of Universal Finance Corporation

Universal Finance Corporation stands as a notable entity within the financial advisory sector, particularly recognized for its range of services aimed at individuals navigating complex financial challenges. Located at 1820 E Garry Ave in Santa Ana, California, the company offers specialized financial guidance and assistance to those seeking relief or better management of their financial affairs. The firm's presence in Santa Ana places it within a diverse and active economic region, potentially serving a significant client base in need of its expertise.

The core of Universal Finance Corporation's identity revolves around its focus on providing essential financial support systems. Their services are tailored towards helping clients manage debt, explore debt resolution options, and address critical financial junctures such as bankruptcy and foreclosure situations. This places them firmly in the realm of financial counseling and resolution services, acting as a potential resource for individuals facing financial distress.

Services Provided

Universal Finance Corporation specializes in several key areas designed to assist individuals and potentially small businesses in overcoming financial hurdles. These services are crucial for those seeking stability and a path forward when facing significant financial pressures. The company's expertise includes:

• Credit counseling service: This is a foundational offering, providing personalized guidance on managing personal debt, creating feasible budgets, and improving overall credit health. A credit counselor can analyze an individual's financial situation and offer strategies to manage debt effectively.
• Bankruptcy service: Recognizing that some financial predicaments require court intervention, the company offers assistance with navigating the bankruptcy process. This service likely encompasses guidance on eligibility, the different types of bankruptcy (such as Chapter 7 or Chapter 13), and the procedural steps involved.
• Foreclosure service: Facing foreclosure is a dire situation for homeowners. Universal Finance Corporation positions itself as a resource to help homeowners explore alternatives to foreclosure, potentially including loan modification, short sale negotiation, or repayment plans, thereby safeguarding their homes.
• Real estate consultant: This service appears to extend beyond purely financial counseling. As a real estate consultant, they may offer advice related to property transactions, market conditions, or navigating issues that arise at the intersection of real estate and finance, such as short sales or REOs.

These service areas collectively position Universal Finance Corporation as a comprehensive financial and real estate advisory firm focused on resolution and debt management. They cater to individuals seeking not just information but actionable steps towards regaining control of their financial lives.

Location and Accessibility

Universal Finance Corporation operates from a physical location at 1820 E Garry Ave, Santa Ana, CA 92705, United States. This address places the company within the vibrant and populous city of Santa Ana, situated in Orange County, California. Santa Ana offers a diverse range of services and amenities, and the company's location within this city ensures accessibility for a large segment of the population in the greater Orange County area.

For individuals with mobility challenges, the company has made provisions to ensure accessibility. The facility features:

• A wheelchair-accessible car park, providing convenient access for clients arriving by vehicle.
• A wheelchair-accessible entrance, ensuring a barrier-free transition from the parking area to the main building.
• A wheelchair-accessible toilet, demonstrating consideration for the specific needs of clients with disabilities throughout their visit.
• Additionally, a standard toilet facility is available.

The emphasis on physical accessibility reflects a commitment to serving all potential clients, regardless of physical ability, which is a crucial aspect of client care, especially in a service-oriented industry like finance.

Contact Information and Online Presence

Individuals seeking to contact Universal Finance Corporation can reach them via telephone at 8888846837. This dedicated phone line likely serves as the primary point of contact for initial inquiries, consultations, or to discuss specific services offered. The provided phone number includes a href attribute for direct dialing capability, suggesting an effort to facilitate easy communication.

Notably, the company's official website is listed as blank (\"\"). This absence of a verifiable website raises questions about the source of the information or potentially indicates that the company primarily operates through traditional channels like phone and in-person consultations rather than a robust online presence. Clients are therefore directed towards using the provided phone number for direct contact.

Given the critical nature of financial decisions, relying solely on a phone-based contact point requires careful consideration. Prospective clients should be prepared for potentially lengthy hold times or the need to clearly articulate their needs during the initial call. They should also be aware that a lack of online information might necessitate more direct engagement to assess the company's suitability for their specific financial circumstances.

Reputation and Client Feedback

When evaluating a financial advisory or counseling service, understanding client feedback is paramount. In the case of Universal Finance Corporation, the available data presents a neutral picture: the company has 0 reviews on Google My Business. This absence of reviews means there is no publicly available customer feedback to gauge the quality of service, client satisfaction levels, or the company's performance in practice.

Furthermore, the average rating stands at 0/5, although this statistic is derived purely from the zero reviews present. This rating does not signify that the company is poor, but rather reflects the lack of evaluative data. It is crucial for potential clients to understand that zero reviews can sometimes indicate a newly established business or one that actively discourages negative feedback, rather than consistently high-quality service.

Without reviews, individuals seeking services from Universal Finance Corporation must rely more heavily on other factors: the clearly defined services offered, their physical accessibility features, and the established telephone contact point. They are advised to prepare thoroughly for any consultation, having specific questions ready about their financial situation and the process involved for the chosen service.

Considerations for Potential Clients

For individuals considering engaging the services of Universal Finance Corporation, several factors warrant careful thought and preparation. The company's specialization in credit counseling, bankruptcy, and foreclosure services suggests they cater specifically to those facing significant financial strain. Prospective clients should carefully assess whether their specific situation aligns with the expertise offered.

• Service Alignment: Ensure the specific service required (credit counseling, bankruptcy filing, foreclosure prevention) falls within the company's advertised specialties. Researching the specific processes and qualifications involved in each service area is advisable.
• Financial Preparedness: Engaging in services like bankruptcy or foreclosure consultation often involves substantial financial implications. Being financially prepared and understanding the potential costs, fees, and consequences is essential before embarking on any course of action.
• Contact Preparation: Utilizing the provided phone number effectively means being ready for a conversation. Have your financial documents organized and be prepared to clearly explain your situation and objectives for seeking their services.
• Accessibility Verification: While the company lists accessibility features, it is recommended to verify these details directly before an in-person visit, especially if mobility challenges are a primary concern. Confirming the operational status of the accessible parking, entrance, and restroom facilities.
• Lack of Online Presence: The absence of a website means relying on verbal information during the phone call or in-person meeting. This necessitates asking direct questions about methodology, success rates (if available), and the qualifications of the counselors or consultants providing the services.

Ultimately, choosing a financial counseling or advisory service is a significant decision with long-lasting consequences. While Universal Finance Corporation offers services tailored to specific financial crises, potential clients should proceed with informed caution, leveraging their own research and prepared questions to make the best choice for their unique circumstances.

",
"summary": "Universal Finance Corp offers credit counseling, bankruptcy, and foreclosure services in Santa Ana, CA. Known for accessibility but lacking reviews. Contact via phone.",
"keywords": ["Universal Finance Corporation", "Credit counseling service", "Bankruptcy service", "Foreclosure service", "Real estate consultant", "Santa Ana", "Accessibility", "Financial advice"],
"word_count": 967,
"quality_score": 8,
"has__tags": true,
"language_used": "en"
}