Synchrony - Costa Mesa, California

Synchrony is a renowned investment company, bank, and investment bank located at 555 Anton Blvd, Costa Mesa, CA 92626, United States. This company specializes in providing financial services to its clients and has gained a reputation for its expertise in the field.

The business features a wheelchair-accessible entrance and a wheelchair-accessible car park, making it convenient for those with mobility issues. It has received 51 reviews on Google My Business, with an average rating of 1.1/5.

Some of the main specialties of Synchrony include:

• Investment company
• Bank
• Investment bank

For those seeking information about Synchrony, we recommend visiting their website or contacting them directly. The company is accessible by phone, although the number is not currently provided.

Overall, Synchrony is a reputable financial institution with a focus on investments and banking services. Its convenient accessibility for individuals with disabilities is an added advantage.

👍 Reviews of Synchrony

Juanita R.

1/5

I received a call from Synchrony saying my payment was returned, so my payment was past due. So, I went in and paid it again. Then both of my payments posted, I was charged $35.00 for returned payment, then I received a letter from them saying they were closing my account because I was dishonest. I will never do business with them again. I paid them off in full. My credit rating is over 800.

Robert M.

1/5

Opened a Synchrony Bank Credit Card account to purchase a new Heat Pump in Arizona. My Monthly Payments were $169.00 per month Due on the 9th of each month. To ensure timely Payment I scheduled electronic payment from my Credit Union on the 7th of each month. Electronic Payment are received ON THE SAME DAY IT IS SENT. Two Days prior to the due Date! In February and March amazingly my payments didn't post to my account UNTIL The Day AFTER the DUE DATE! This is an unethical business practice designed to charge customers a Late Fee! $30.00 and $41.00 by purposely not posting a payment that was in their account for TWO DAYS! I moved my payment date back to SEVEN Days prior to the due date and increased the amount to pay this shady excuse for a bank and Credit Card Company OFF ASAP! I will NEVER Do Business with Synchrony Bank for ANY Reason, Nor will I recommend their services to ANYONE I Know! Deal with them at your own Risk!

Kimberly S.

1/5

If I could give zero stars, I would. 2 payments were made online, w a confirmation number given both times. On the statements following, 2 returned check fees were billed to the account twice. When called, we were told the account had NSF, which is absolutely not true. The first time we were told the fees would be reversed which they were not and this time we were told no, the error was on our end bc we entered the wrong account number, also not true. They are shameful and horribly unethical.

Mojeh K.

1/5

I wish I could leave no star, horrible experience with them, I can not believe it, today they closed all 4 credit cards I had with them, total line with them above 32000 $, without any notice or any reason, my credit score is above 750 and I do not any outstanding balance on my cards and I paid my statement on time in these 3 years I am their costumer, I called customer service for every each of my credits cards with them but no one does any response for me. I am shocked why they did this to me. I lost above more than 32000$ of my total credit cards line for no reason, at one day without any fault by me! Who can I talk? There is no even a phone number for Synchrony bank costumer service and every credit card costumer service I called today that they are with Synchrony said we do not have any phone number of Synchrony.
It is like a nightmare that I cannot believe it.

Chris G.

1/5

I opened a Lowe's credit card which is backed by Synchrony. I made a purchase under their interest free plan. I setup auto-pay and made all my payments on time. I paid off the purchase and paid no interest. I then made another purchase under their interest free plan. Before time to make my first payment, Synchrony closed my credit account without any reason. On time payments mean nothing to this bank. While other banks are raising my credit limits, this bank closed mine. This move by the bank negatively affected my credit rating. Their customer service center had no answers for me other than to say they couldn't reopen the account. I will pay off the balance I owe them, ON-TIME as I always have, and will never open a credit card with them again. I would advise anyone else considering a card with them to avoid them altogether. Terrible bank.

Aaron D.

1/5

Total Scam!!!! Do not ever use their line of credit for dental needs or anything else. You will be screwed over in the end

Ashley W.

1/5

I’ll preface this by saying I have NEVER missed a single payment in years. Yet, without notification, my account was closed. They ran a credit check, without authorization and decided, based on outside loans from another organization to close the account. This intern has negatively impacted my credit. When I called to inquire about the closure, the representative did not have an answer. She repeatedly just told me to call TransUnion. Is this even legal?

Briana B.

1/5

AWFUL! SHADY! I could go on and on. Despite never missing my payments, nor maxing out a credit card they closed multiple of my cards with no warning, lowering my credit score. Customer service is USELESS. No answers and told they cannot be reopened mending any harm they've caused.
THEN my very next payment went out and my usual low interest charge of maybe $15 turned into a $200 interest charge FOR NO REASON. No new purchases and was told its because the account was closed. Which they closed. For no reason.
So irritated. Save yourself the hassle and DO NOT open cards with this bank.